About ISB

Investment Savings Bank is a community-based, PA-chartered, "well-capitalized" FDIC-insured Mutual Savings Bank and mortgage-based lending specialist, with offices in Altoona and Hollidaysburg. One of the soundest, strongest and safest institutions in Central PA, it enjoys the highest rating ("five-stars") awarded by the independent ratings service Bauer Financial – a distinction ISB has earned for over 24 consecutive years.

At a time when mergers and acquisitions are creating name and ownership changes for many Pennsylvania institutions, Investment Savings Bank is both here to stay and committed to the very operating fundamentals that make it one of the last true community banks of its kind.

Simply put: looking out for the best interests of customers and community is ingrained in the way ISB does business. Its management, staff and Board of Trustees are from here, live here, and take pride in making a difference here. At ISB, every loan decision is made locally and deposit dollar is re-invested locally, to ensure local needs are being met and local benefits are being realized.

ISB offers depositors, borrowers and homeowners a relationship-based banking experience (typically on a "know your name" basis), a commitment to customer service that's second-to-none, and the peace of mind that comes with knowing: "when you call Investment Savings Bank, you won't be talking to someone halfway across the globe."

Where We Came From

ISB traces its origins to Altoona's "Little Italy" neighborhood over 70 years ago – but its roots go back even further. Chartered in 1939 (under the name Investment Building and Loan Association of Altoona Pennsylvania), and operating continuously since its inception, today's ISB was born out of the consolidation of a number of smaller building and loans, whose names (Germania, Teutonia, Eighth Ward, etc.) often reflected the immigrant constituencies and working neighborhoods of their era.

Starting in 1940, the newly consolidated operations set up shop in a small frame building at 808 Twelfth Street. A new charter soon followed, creating Investment Savings and Loan Association of Altoona Pennsylvania as a state-chartered mutual (meaning it was owned by its depositors, as opposed to owned by shareholder investors). In 1953, operations moved into the newly constructed facility at 1201 Eighth Avenue that continues to serve as the institution's headquarters (undergoing numerous expansions along the way). The branch office at 322 Allegheny Street in Hollidaysburg was opened two years later.

It wasn't until 1994 that Investment Savings Bank assumed its present form as a Pennsylvania Mutual Savings Bank, signaling a renewed commitment to depositor-ownership, institutional independence and community-focused values that continues to this day – a commitment that remains fundamentally rooted in "who we are and where we came from."

Our Privacy Policy

Protecting your privacy is important to Investment Savings Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Investment Savings Bank employees for collection, use, retention, and security of nonpublic personal information.

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What We Collect:

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your loan balance, payment history and account balance.

How We Collect:

Information we receive from you on applications or other forms.
Information about your transactions with us or others.
Information we receive from third parties such as consumer reporting agencies.

What We Disclose:

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or savings account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

Closing Your Account:

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures:

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to safeguard your nonpublic personal information.