Other Products

ISB Main Office -- 1201 Eighth Ave., Altoona, PA.

ISB Hollidaysburg Branch -- 322 Allegheny St., Hollidaysburg, PA

Use your ISB Debit Card *FREE at any Sheetz ATM (320 machines in 6 states)
(*Monthly ISB charge of $2.00 still applies)

• Bavarian Hall, 112 S 13th St., Altoona, PA
• Nic's Tobacco Outlet, 3101 Pleasant Valley Blvd., Altoona, PA
• Leighty's Farm Market - Old Rt.220 South, Newry, PA
• Rossi's Corner Store - Tipton, PA
• Pleasant Valley Recreation Center - 1801 Logan Ave., Altoona, PA
• Nic's Grab N Go - 1010 6th Ave. Altoona, PA
• Nic's Grab N Go - Old Rt.220 South, Newry, PA
• Star Beverage - 200 Chestnut Ave., Altoona, PA

Available to Checking, MMDA, and Savings Customers.

Any amount.

All funds are insured up to $250,000 by FDIC

Social Security, Payroll, Pension, Christmas Club and Vacation Club Deposits.

• No charge.
• Convenient and reliable.
• No waiting for mail.
• No worrying about check being lost, stolen, or misplaced.
• No need to come to the bank.

Anyone who receives a check.

Set up by individual's employer. Talk to NOW Department or Special Projects Coordinator for instructions.

Available to any individual, corporation or business that are residents of the US.

$25.00 (Receive $50.00 bond)

$5,000.00 ($10,000.00 face value) purchase limit in one year.

Semi-Annual rate based on the market average during preceding months, established May and November.

Effective February 2003, the minimum holding period is increased from 6 months to 12 months for newly issued Series EE and I U.S. Savings Bonds. That means Series EE and I savings bonds with February 2003 and later issue dates cannot be redeemed until they are at least 12 months old.

Backed by the US Government

Save for Education, Retirement or Gifts.

• Tax exempt way of savings for education.
• Tax deferred way of savings until redeemed.
• Minimal Investment needed.
• Rate set by US Government.
• Exempt from State and Local taxes.
• Can be replaced if lost or stolen.

Available to any individual, corporation or business that are residents of the US.

Sold at face value. (You pay $50.00 for $50.00 Bond)

$5,000.00 purchase limit in one year.

Semi-Annual rate based on the Consumer Price Index (CPI-U) a fixed rate return. (Each May 1st and November 1st the Treasury announces a Fixed Rate.) The fixed rate given to any I bond will never change, only the CPI-U.

Must be held at least 1 year before redeeming. If it is redeemed before reaching an age of 5 years a penalty of 3 months will be applied.

Must be held at least 1 year before redeeming. If it is redeemed before reaching an age of 5 years a penalty of 3 months will be applied.

Backed by the US Government

Save for Education, Retirement or Gifts.

• Tax exempt way of savings for education.
• Tax deferred way of savings until redeemed.
• Minimal investment needed.
• Rate set by US Government.
• Exempt from State and Local taxes.
• Can be replaced if lost or stolen.

Available to any customer who has a Checking, MMDA, Passbook Savings, Consumer or Mortgage Loan.

Any amount can be transferred. If a consumer or mortgage loan transfer, the amount of the loan payment must be in the checking or savings account on the last business day before the transfer date.

All funds are insured up to $100,000 by FDIC.

• Loan Payments.
• Transfers between accounts.

Direct Deposit

• No charge.
• Payments automatically made.
• No need to visit the bank to make payments.
• No checks to write.
• If set up at time of loan application, some loan types could receive a 1/2% (.50%) discount on consumer loan rate if transferred from ISB Checking
• If set up at time of loan application, some loan types could receive a 1/4% (.25%) discount on consumer loan rate if transferred from ISB Savings

May be purchased by anyone.

$2.00

Must be cashed within 90 days.

All money orders are insured up to $100,000 by FDIC

Used for paying bills or anything you would pay by check or cash.

• nexpensive, easy way to pay bills or make a deposit.
• Better than sending cash.

Available to customer. 24 Hour depository at the Altoona Office - Mail slot at the Hollidaysburg Office.

Safe, secure way of making deposits or payments when the bank is closed.

• Two convenient locations.
• Deposit or payment is verified by two employees.
• Records are kept of all transactions.
• Receipt or repayment book is mailed back to customer.
• No cash is held at home or business.
• Transactions are credited on the next business day.

Available to individuals with Basic or NOW Checking Accounts and a Passbook Savings Account.

$5.00 per transfer.

• Avoid the $32.00 NSF Charge.
• Avoid the embarrassment of overdrawing your checking account.
• Peace of mind knowing your are protected in case you accidentally make an error in your checkbook.
• Maintaining a higher balance in the Savings Account.

A Pre-Authorized Agreement for Overdraft Protection has to be completed and returned to ISB.

Available to anyone who is 18 years or older. Offered only at our Altoona Office.

• 3 X 5.............................$25.00 per year
• 5 X 5.............................$35.00 per year
• 3 X 10...........................$40.00 per year
• 5 X 10...........................$60.00 per year
• 10 X 10.........................$88.00 per year

It provides complete privacy and maximum security for anything of value to the customer.

• Low cost.
• Piece of mind knowing valuables are safe.
• Easy access.
• Convenient hours at the Altoona Office.

• Husband and Wife relationship:
     - If one passes away the other spouse is still able to access the box.
     - Any other relationship, the box is locked until an inventory is done by a bank officer and the proper representative of the deceased renters estate.
• Other individuals may be appointed to access the box, such as deputy or Power of Attorney. This authority ceases upon death of the renter.

Available to all ISB loan or deposit customers.

1-800-991-4259

24 HOUR BANKING AT YOUR FINGERTIPS.
Telephone Banking is available 24 hours, 7 days a week.

• Verify current balances.
• Obtain interest rate information.
• Transfer funds from one account to another.
• Inquire about ATM transactions or cleared checks.
• ....And More!

Activate telephone banking by calling: 1-800-991-4259 or stop by an ISB office to pick up a Telephone Banking brochure.

• Any individual over 18 years of age may purchase the card.
  # No age limit to use the card, but must be 13 years or older to access balance inquiries online.
• All individuals - must have valid ID and cash or on-us check to purchase.

$100.00 - $5,000.00

$100.00 - $5,000.00

5.00 per card (reloadable).

$2.00 to close out for remaining balance.

Available online at www.ppdmoney.com, at ATM's, or by calling Customer Service at 866-208-3282.

Purchaser is protected thru FIS in case of loss or theft.

Automatically activated at 9:30PM ET Monday through Saturday.

Anywhere VISA is accepted.
Also available at ATM's - PIN # is issued when card is activated.

• Safer than cash.
• Recognized around the world and anywhere VISA is accepted.
• Refundable if lost or stolen by Investment Savings Bank or calling 800-552-0974.
• The Travel Card is reloadable.

• Any customer - over 18 years of age may purchase. Any age may use the card. Must be 13 years or older to access balance inquiries online.
• Non customers - must have valid ID and cash to purchase gift cards.

$10.00 - $750.00

$2.50 per card (not reloadable)

Purchaser is protected thru FIS in case of loss or theft.

Anywhere VISA is accepted. (Not at an ATM)

• Safer than cash.
• Recognized around the world and anywhere VISA is accepted.
• Refundable if lost or stolen by Investment Savings Bank or callling 800-552-0974.
• Card balance info www.ppdmoney.com or by calling 866-208-3282
• Perfect gift for birthday, graduation, wedding and Christmas - available in five different designs.