Locations:

   Savings Accounts

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Passbook Savings


Availability:

Available to any individual, organization, and corporation.


Minimum Investment:

Minimum deposit to open account is $20.00.


Rate:

See Product Rates
Interest compounds daily and is posted quarterly.


Liquidity:

There are no limits on the amount of withdrawals that can be made. However, there is a limit of six (6) pre-authorized transfers from your Savings Account per month.


Insurance:

All funds are insured up to $250,000 by FDIC


Benefits:

  • $20.00 minimum balance required.
  • No monthly service charge.
  • Interest earned on $20.00 balance or more.
  • Withdrawals and deposits can be made at any time.
  • Can be used as collateral for a Savings Account Loan.

Dormant Savings Fee:

Any Savings Account that remains inactive for two years will be charged a $2.00 monthly dormant fee.


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Kidz Klub Savings


Availability:

Available to children 16 years of age and younger. Parents may be co-owners of these accounts as long as the child is the primary owner.


Minimum Investment:

Minimum deposit to open account is $20.00.


Bank Offer:

We will deposit $5.00 into each KIDZ KLUB account opened. Limit one offer per child.


Rate:

See Product Rates
Interest compounds daily and is posted quarterly.


Penalty:

If the account is closed prior to six months from opening date, they will be subject to a $10.00 penalty.


Liquidity:

There are no limits on the amount of withdrawals that can be made. However, there is a limit of six (6) pre-authorized transfers from your Savings Account per month.


Insurance:

All funds are insured up to $250,000 by FDIC


Benefits:

  • $20.00 minimum balance required.
  • No monthly service charge.
  • Interest earned on $20.00 balance or more.
  • Withdrawals and deposits can be made at any time.
  • Can be used as collateral for a savings account loan.

Dormant Savings Fee:

Any Savings Account that remains inactive for two years will be charged a $2.00 monthly dormant fee.


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Vacation Club


Availability:

Available to any individual or business.


Minimum Investment:

Minimum deposit to open account is $5.00. A balance of $20.00 must be maintained to earn interest.


Liquidity:

Matures in April. Penalty for early withdrawals is $5.00 and no interest earned on balance.


Insurance:

All funds are insured up to $250,000 by FDIC


Benefits:

  • Minimal balance requirement.
  • No monthly service charge.
  • Higher interest rate.
  • Interest compounds daily
  • Deposits can be made at any time.
  • Deposits can be for any amount.
  • Nice way to save for vacation without the temptation to withdrawal.
  • Check is mailed to customer at maturity.
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Christmas Club


Availability:

Available to any individual or business.


Minimum Investment:

Minimum deposit to open account is $5.00. A balance of $20.00 must be maintained to earn interest.


Liquidity:

Matures in October. Penalty for early withdrawals is $5.00 and no interest earned on balance.


Insurance:

All funds are insured up to $250,000 by FDIC


Benefits:

  • Minimal balance requirement.
  • No monthly service charge.
  • Higher interest rate.
  • Interest compounds daily
  • Deposits can be made at any time.
  • Deposits can be for any amount.
  • Nice way to save for Christmas without the temptation to withdrawal.
  • Check is mailed to customer at maturity.